Effective Date: [Insert Date]
Company Name: [Your LLP Name]
Website: [Insert Domain]
Important Notice
This declaration must be read carefully before purchasing any fractional unit. By proceeding, you confirm that you understand the nature and risks of co-ownership in immovable property.
1. Nature of Investment
I acknowledge that:
- I am purchasing a fractional ownership share in immovable property.
- The unit represents co-ownership rights and is not a share, debenture, mutual fund, or financial security.
- This is not a deposit scheme or fixed-return product.
2. No Guaranteed Returns
I understand and agree that:
- No rental income is guaranteed.
- No capital appreciation is guaranteed.
- No buy-back commitment is assured unless specifically documented.
- Loyalty benefits (if any) are discretionary and service-based in nature.
I confirm that I am not relying on any verbal assurances of guaranteed returns.
3. Risk Acknowledgment
I understand that real estate investments involve risks, including:
- Market value fluctuations
- Liquidity limitations
- Regulatory changes
- Co-ownership decision risks
- Property-specific operational risks
I accept these risks voluntarily.
4. Liquidity Awareness
I acknowledge that:
- Fractional units are not publicly traded.
- Resale may take time.
- A buyer may not always be immediately available.
- Resale value may differ from purchase value.
5. Financial Suitability
I confirm that:
- I have sufficient financial capacity to make this investment.
- I am not investing borrowed funds that I cannot afford to lose.
- This investment forms only part of my overall financial planning.
- I understand the long-term nature of real estate ownership.
6. Independent Due Diligence
I confirm that:
- I have reviewed the Co-Ownership Agreement.
- I have reviewed the Risk Disclosure Statement.
- I have had the opportunity to consult independent legal, financial, or tax advisors.
- I am not relying solely on marketing materials or promotional content.
7. Source of Funds
I declare that:
- All funds used for this investment are legally obtained.
- The funds are not derived from illegal activities.
- I have complied with KYC & AML requirements.
8. No Advisory Relationship
I understand that:
- The LLP acts as a facilitator and administrator.
- The LLP is not acting as my financial advisor.
- No fiduciary advisory relationship is created by this transaction.
9. Understanding of Co-Ownership Structure
I understand that:
- Major decisions may require approval of other co-owners.
- My rights are subject to the executed agreement.
- Disputes, if any, will be resolved as per agreement terms.
10. Voluntary Participation
I confirm that:
- I am entering into this transaction voluntarily.
- I have not been coerced or misled.
- I understand the legal implications of co-ownership.
Final Confirmation
By proceeding with payment and execution of documentation, I confirm that:
✔ I have read and understood this Investor Suitability Declaration.
✔ I accept the associated risks.
✔ I am financially and legally capable of entering this agreement.
✔ I agree to be bound by all executed documents and website terms.
Digital Acceptance Clause (For Website Use)
You may include a mandatory checkbox:
☐ I confirm that I have read and agree to the Investor Suitability Declaration, Risk Disclosure Statement, and Co-Ownership Agreement.
Payment should not proceed without this acceptance.