Last Updated: [16/02/2026]

This Risk Disclosure Statement outlines important information regarding the nature of fractional property ownership offered through our LLP platform. All prospective investors are strongly advised to read this document carefully before making any investment decision.

1. Nature of Fractional Ownership

Fractional units represent co-ownership rights in immovable property. They are not:

Shares or equity securities
Mutual fund units
Collective investment schemes
Fixed deposit products
Guaranteed-return instruments

Ownership is subject to applicable property laws and co-ownership agreements.

2. No Guaranteed Returns

We do not promise or guarantee:

Fixed rental income
Assured appreciation
Minimum resale value
Monthly or annual returns

Any loyalty benefits, promotional rewards, or marketing incentives are discretionary and service-based in nature. They do not constitute assured financial returns.

3. Market Risk

Real estate values may fluctuate due to:

Economic conditions
Market demand and supply
Location-based factors
Regulatory changes
Interest rate movements

Property prices may increase or decrease over time.

4. Liquidity Risk

Fractional units are not publicly traded.

Resale may take time
A buyer may not be immediately available
Transfer is subject to co-ownership terms
Valuation at resale may differ from original purchase price

Investors should be prepared for limited liquidity.

5. Regulatory & Legal Risk

Real estate transactions are subject to:

State-specific property laws
Stamp duty and registration requirements
Tax laws
Regulatory amendments

Future legal or regulatory changes may impact ownership structures or transfer processes.

6. Co-Ownership Risk

As a fractional unit holder:

Decisions may require consent of other co-owners
Disputes may arise between stakeholders
Full property sale may require majority or unanimous approval

Your ownership rights are governed by the co-ownership agreement.

7. Operational Risk

The LLP acts as a marketing and administrative facilitator.

Risks may include:

Delays in documentation
Administrative processing delays
Changes in management structure
Property-specific operational issues

8. Property-Specific Risks

Each property may carry unique risks such as:

Construction delays (if under development)
Tenant vacancy (if commercial property)
Maintenance expenses
Structural or compliance issues

Investors should review property-specific documents before investing.

9. Taxation Risk

Investors are responsible for:

Income tax obligations
Capital gains tax
Stamp duty and registration charges
Any other applicable statutory charges

Tax laws may change over time.

Consult a qualified tax advisor before investing.

10. No Investment Advice

The information provided on this website does not constitute:

Financial advice
Investment advice
Legal advice
Tax advice

Prospective investors should seek independent professional advice before purchasing fractional units.

11. Suitability

Fractional property ownership may not be suitable for:

Individuals seeking guaranteed income
Investors requiring high liquidity
Individuals unwilling to accept market risk

Invest only after evaluating your financial position and risk tolerance.

Investor Acknowledgment

By proceeding with the purchase of a fractional unit, you acknowledge that:

You have read and understood this Risk Disclosure Statement
You accept the risks associated with real estate co-ownership
You are investing voluntarily
You have conducted independent due diligence

Important Legal Notice

Fractional units represent co-ownership rights in immovable property and are not securities or regulated financial instruments.

The LLP acts solely as a marketing and administrative facilitator unless otherwise stated in executed agreements.

This page significantly protects you by:

• Clarifying no guaranteed returns
• Separating you from being treated as a financial scheme
• Reducing misrepresentation risk
• Showing regulatory awareness
• Establishing informed consent